September 2008 Weekly Motivational Ideas!
Inspirations that I hope will help you make more $$!!
 
Sam
Dear Sam,
 
Get your buyers attention now!
 
taxcredit 
 
This new government incentive is huge IF we promote it!  It worked when this was done in the early 1970s with a $2000 tax credit and will work now if we get the word out.
 
If you don't start promoting this now, other realtors will and you are going to miss good buyers.
 
So, call your advertising guru and put together a simple promotion to get your phones to ring!  Put this in all of your print ads and flyers!
 
When they do, ask them to call me and I'll explain it to them and help them get excited about buying a house right now with YOU!!

Think $7500 1st-time buyer tax credit!
 
Thanks for your business.

mysignature
Senior Mortgage Advisor
President's Club Member 2007
Mortgage Services
 
Click here to write your congressman to save the Down Payment Assistance program (DPA) program for FHA loans.  I wrote to all the congressmen in my territory by changing the zip codes I work in.
 
 
910-489-6918 or
843-230-7929
__________________

Great News for my NC Realtors!  I can now originate USDA approved loans for 100% financing in NC!  SC will have to wait until November and by then, I'll be an expert on these.   
 
Do you have a Business Plan?
 

busplan 

 A Good Business Plan is the Key! 
 
We are our own worse enemy.  Questions:  Are we working towards our goals with a strategy that will ensure our success?  NO!  Do we have a plan to help us?  I seriously doubt it!
 
If anybody ought to know this, it should be me because I used to sell business plan consulting services.  I know how important this can be and I am working on mine right now.
 
Key elements for a good plan for you is to set your goals and metrics to measure yourself, define your target markets, devise some work ethics for your business, throw in a mission statement and a good sales philosophy and you have something that can help you manage your business.
 
Then if it doesn't work like you planned it, change it!  It should be a working document that gets reviewed and tweaked and is constantly improving.  But you have to start by sitting down and writing one.
 
Okay, I know that nobody is going to write one so I wrote one for you!  Click below for the ultimate business plan that will make you a top producer.  Just copy it over to your PC and modify it to suit your business.  It is loaded with 28 target marketing ideas from my 200+ "Hit the Ground Running" ideas that you can use or just plug in your own.
 
 
 
 
Go ahead, take your business to the next level with a good business plan and include me in your plan and I'll help you get there too!
 
 


My brands* that I represent are:

 
phhlogo     cblogo 
 
    c21logo    eralogo
 
Want to jazz up your website?  Add the "get approved" graphic below and then put my website link in the properties of the image as follows.  Call me if you need help with this.


*Any time I am working with your client, if you are under a specific brand, I am projecting your brand logo in all that I say and do as do my colleagues.
 

Weekly Tip -  Don't be so serious!  Loosen up a little bit!
 
 
jerryreed
 
"The Guitar Man" 
"When You're Hot, You're Hot!"
(1937-2008)
 
"Jerry Reed Hubbard was one of a kind," said friend and remarkable guitarist Steve Wariner. "There will never be another like him, that's for sure! Before he ever did his first acting role in a movie, he was already a triple threat. He was a brilliant songwriter, consummate singer/entertainer, and of course, a world-class guitarist. Chet Atkins used to say (and I agree), 'I don't think he even realizes how great he is.' Young players will be studying and cussing him for many years to come. Jerry loved to make people laugh and did it at every turn. What a sense of humor! The last little while when I'd visit, I knew he was sick, but he would still be cracking everyone up right till the end. The world has lost a tremendous talent; I've lost a great pal, but Heaven has gained one mighty guitar playing angel, that's for sure! My heartfelt condolences to Prissy, the girls, and the entire family."
 
In honor of the great Jerry Reed's passing last week, I wanted to pay tribute to an American Icon that lived life the way we all should live it; by having fun and not taking things so seriously.  He loved to laugh and to make us laugh and he will be missed. 
  
 
We all need to be like Jerry used to be and laugh and have fun while we are still here!  Life is too short to waste time being miserable, negative or just unhappy so loosen up and see if your business doesn't pick up too.  People like being around people that are fun and then you will like yourself better too.

 


 
Weekly Mortgage Commentary Snippet
 Weekly Rate Lock Advisory - Sunday Sept 7th.





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This week brings us the release of four pieces of economic data, with three of them likely to affect mortgage rates. There is no relevant data scheduled for release until Thursday and the most important reports are all scheduled for release Friday. Therefore, look for the biggest changes to rates the latter part of the week.

The first report of the week is not considered to be of high importance. July's Goods and Services Trade Balance data will be posted Thursday morning, giving us the size of the U.S. trade deficit. It is expected to show a deficit of approximately $58.0 billion, which would be an increase from June's $56.8 billion. However, I would consider this the least important of this week's releases, meaning it will likely have little impact on bond trading or mortgage rates.

... This weekend's news about the Fed taking control of Fannie Mae and Freddie Mac will likely drive their stock prices lower and could affect the broader markets. That may start the week off with lower mortgage rates....